EFTS

We work out your study workload by using a measurement called EFTS (Equivalent Full-time Student). Usually, 0.125 EFTS is equivalent to 15 credits or points at your education provider.

We use EFTS for a number of reasons when looking at whether you can get a Student Loan or Student Allowance.

Your education provider will tell us how many EFTS you're studying.

In most universities, every paper or course has a certain amount of points or credits that represent the amount of study or workload you do.

These points or credits convert to an EFTS value.

You can work it out by taking the total amount of points or credits you have and dividing it by 120. This will equal your EFTS value.

For examples, look at the table below.

Points or credits	EFTS
10	0.0833
15	0.125
20	0.1667
30	0.25
45	0.375
48	0.4
60	0.5
75	0.625
90	0.75
96	0.8
105	0.875
120	1

There are some education providers that don’t use points or credits. Papers or courses at these education providers still have an EFTS value. Talk to your education provider to find out how many EFTS you’re studying.

To be full-time you have to be studying a certain amount of EFTS.

To work out if you're studying full-time, we look at how many EFTS you have over the number of weeks you're studying for.

Number of weeks	Minimum EFTS you need to be full-time
Under 12 weeks	0.025 EFTS a week
12-15	0.3
16-19	0.4
20	0.5
21	0.525
22	0.55
23	0.575
24	0.6
25	0.625
26	0.65
27	0.675
28	0.7
29	0.725
30	0.75
31	0.775
32-52	0.8
53 or more	1

If you do not have the minimum EFTS you need to be considered as studying full-time see:

Studying part-time

EFTS

When we use EFTS

How EFTS work

How many EFTS you need for full-time study

Unsure how many EFTS

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